Patient insurance premiums

The amount of the premium depends on the classification of risks involved in the operations. The insurance company determines the premiums according to its basis of premiums.

The premium for a self-employed health care professional is usually a fixed sum. The premium for a private company or community is usually calculated based on the total salaries paid out by the company and using a factor corresponding to the risk classification of its operations.

Premiums for public sector operators is determined for each insured party individually mainly according to full liability principle.