Patient Insurance covers the extra expenses of medical care needed for the injury. Compensable costs may include, for example, costs for extra hospital treatment and out-patient treatment, doctor's appointments, home health care, laboratory examinations, medicines, physical therapy and rehabilitation. If the body granting healthcare aid devices considers such a device necessary, aid device costs may also be compensated for.

Injuries that occurred in connection with public health care are compensated for according to the rates charged by the public sector, unless there are exceptional medical grounds for using private medical services. Such exceptional circumstances may exist, for example, if the treatment is not available in the public sector.