The Patient Injuries Act (Potilasvahinkolaki 585/1986) can be applied, if the following five preconditions are met:

  1. A patient has sustained a bodily injury (illness, disability or other temporary or permanent weakening of health that can be objectively ascertained, or loss of life)
  2. The patient's injury was sustained in connection with medical treatment or health care (for example, treatment given in a hospital, health care centre, or a private health clinic, during transfer of patients by ambulance, taking a sample, rehabilitation, physical therapy, or the delivery of prescription drugs from a pharmacy.) Moreover, care or treatment given outside medical institutions may also be covered by the insurance if the treatment is performed by a medical professional (for example, medical doctor, dentist, nurse, physiotherapist, registered naprapath, etc. Check the comprehensive list on the website of the National Supervisory Authority for Welfare and Health Valvira). See exceptions.
  3. The injured party must be a patient, in other words, a person being examined or treated (a healthy person taking part in medical research or a donor of blood or tissue are also considered to be patients referred to in the Patient Injuries Act in the legal sense.)
  4. The injury occurred while the Patient Injuries Act was in force, in other words, on 1 May 1987 or after. (In addition, the limitation period for filing an injury notification must not have expired.)
  5. The injury occurred within the geographical area of Finland.

If these five preconditions are fulfilled, the compensability of the injury can be evaluated on the basis of different compensation criteria. More detailed information about the compensation criteria is available in the What is covered section.

You should take into account the compensation out of patient insurance will not be paid if you are unhappy with your treatment as a patient or a family member. If you feel that you have been unfairly treated and wish to give feedback to the healthcare provider, you will be able to do so through different channels. More information is available in section Patient rights.

After discussing your case with the Patient Ombudsman or care personnel or after you have otherwise reached the conclusion that a patient injury may have occurred to you, you may file an injury notification with the Finnish Patient Insurance Centre. If you need help with the form, you may contact the Patient Ombudsman or a social worker from the treating institution. More detailed information is available in section Seeking compensation and the actual form is available here.